Debt Repayment Plan

By Jim Hagarty

There are people in this world who like to borrow money and not pay it back. I have encountered these strange beings three times in my life and I have detected a pattern.

Even grifters have some semblance of conscience, I guess, but their worldview differs a little from yours and from mine. Like you and I, those on the take believe you should repay a debt to a nice person. However, while you and I think a debt is a debt and should be repaid no matter the relative wonderfulness of our creditor, some grifters believe it is not only permissible but entirely understandable that you wouldn’t need to repay an asshole.

So here’s the plan: Take the nice guy to whom you owe money, antagonize the hell out of him somehow and turn him into a raving lunatic. Now only a fool would repay a crazy person, right?

I am not entirely so cynical as to believe this is purposely done. But it works, it’s final, and if it happens to you, your money is gone for good.

You can toss and turn in your bed at night all you like.

The grifter is sleeping like a baby.

Author: Jim Hagarty

I am a 72-year-old retired journalist, busy recovering from a lifelong career as an unretired journalist. This year marks a half century of my scratching out little fables about life. My interests include genealogy, humour and music. I live in a little blue shack in Canada and spend most of my time trying to stay out of trouble. I am not that good at it. I also spent years teaching journalism. Poor state of journalism today: My fault. I have a family I don't deserve, a dog that adores me, and two cars the junk yard refuses to accept. My prized possessions include my old guitar and a razor my Dad gave me when I was 14 and which I still use when I bother to shave. Oh, and my great-great-grandfather's blackthorn stick he brought from Ireland in the 1850s. I have only one opinion but it is a good one: People take too many showers.